Our Loans

Payday Loans

A Payday loan is much like a short-term unsecured loan, except it is designed to help you to quickly get the cash you need in an emergency. These loans can be used for any purpose but are generally used to cover temporary setbacks or shortages of cash until you get paid your salary at the end of the month. The loan is then typically paid back in full at the end of the month when you receive your salary, however, these days it is quite common for a Payday loan to be paid off over a few months. Due to the flexibility of these loans, the interest rates charged are usually higher than most other types of loans.

The process is simple, applications done through us can be instantly approved online and you can borrow up to R3,000. Money could be in your account within a few short hours and you can repay the loan off in the specified time period to suit you.

Short Term Loans

A short term loan is structured to be repaid over a short period. This 'short' repayment period can vary from lender to lender and is also dependent on the purpose of the loan. Typically, short-term loans can be repaid over a few months. Applying for a short-term loan and getting approved is generally far easier than applying for a long-term loan as the amounts are often much lower. Some lenders may require additional paperwork from you to support your application such as proof of income and address.

The process is simple, applications done through us can be approved on the same day and the money can be in your account within 24 hours. Our short-term loan options allow you to borrow up to R8,000 and can be repaid in the specified time period to suit you.

Medium Term Loans

A medium term loan is much like a short-term loan except that you have the option to pay it off over a longer period, and you are able to borrow a higher amount. Like short and long-term loans, lenders are likely to require further documentation to support your application.

The process is easy. Applications done through us can be approved within a few days and the money can be in your account immediately thereafter. Our medium-term loan options allow you to borrow up to R20,000 and can be repaid in the specified time period to suit you.

Long Term Loans

A long term loan is designed to provide finance for larger values. This type of loan can be repaid over a longer period of up to 5 years or more and would most often require some form of asset to be linked to the loan as security. Interest rates on long-term loans are lower than on shorter period loans and are typically designed to provide funds for property or asset based requirements.

The process is easy. Applications done through us can be approved within a few days and the money can be in your account immediately thereafter. Our long-term loan options allow you to borrow up to R200,000 and can be repaid in the specified time period to suit you.